capítulo por capítulo baixar Seven Levels Of Financial Literacy

Most people were never taught how money actually works. Not because it is difficult, but because nobody sat down and explained the mechanics.

This book explains them, one question at a time.

Seven Levels of Money is a quiz book covering seven areas of personal finance: credit, debt, saving, budgeting, taxes, investing, and insurance. It contains 176 multiple-choice questions. Each one has four options, one correct answer, a plain-language explanation of why that answer is correct, and a citation to the source the fact came from.

You will find out, among other things:

• What a 24% APR actually charges you, and why it is more than 24%
• What a tax bracket does when your income rises, and why a raise cannot cost you money
• What a credit file records, and what it quietly ignores
• What deposit insurance covers, and which accounts it does not
• What a share of stock actually represents
• What your insurance policy excludes, and where the gaps usually are

The questions come first. The answers are collected at the end of each section, so you commit to a guess before you see the explanation. That is the whole design. Reading a question and its answer together produces the feeling of understanding without the fact of it.

Every explanation cites its source, and nearly all of those sources are federal agencies and regulators: the Consumer Financial Protection Bureau, the Internal Revenue Service, Investor.gov, and the National Association of Insurance Commissioners. This book contains no opinions about which card to get or which fund to buy. It covers only what is documented and verifiable: how a mechanism works, what a term means, what a law requires.

Written by a working tax preparer with a degree in economics.

Seven levels. 176 questions. No advice, no pitch, and nothing you cannot check for yourself.

Procurando Seven Levels Of Financial Literacy? Aqui você encontra tudo sobre este livro de D Thompson. Nesta página estão a descrição da obra, os detalhes da edição (126 páginas) e os formatos disponíveis para baixar: pdf, ibook, epub, kindle. Se você gosta de Livros Internacionais, Administração, Negócios e Economia, Finanças Pessoais, Gerênciamento de Dinheiro Pessoal, explore também outros títulos da mesma categoria no Porto do livro Português. Veja ainda as outras obras de D Thompson em nosso catálogo.